Natalie Elphicke OBE
Chief Executive
The Housing & Finance Institute

Natalie Elphicke is Chief Executive of The Housing & Finance Institute (The HFi). The HFi was announced by the Chancellor in the March 2015 Budget following a recommendation in UK Government’s independent housing review, the Elphicke-House Report 2015. The Housing & Finance Institute was and launched by the Housing & Planning Minister in June 2015 and started operations in September 2015. The HFi builds skills and relationships to increase housing supply across all tenures; to create opportunities for councils, finance & businesses to work together to build more homes.


Qualified as a barrister and solicitor, Natalie started her legal career in the government legal service. Becoming a leading law firm partner and a number one ranked national expert in her field of housing and property finance. Natalie’s legal career spanned two decades. With over £4billion of complex finance transactions across debt, equity, residential regulated and investment markets, major infrastructure, large regeneration and development projects.


Natalie was an independent government advisor for the Elphicke-House Review, which she co-chaired with Keith House. Natalie Elphicke currently sits an expert advisor to the UK Government’s Heseltine-Lewis Estate Regeneration Panel. She is a non-executive director of Principality Building Society where she chairs the Board's Group Risk Committee, a senior financial services board responsibility. In March 2016 Natalie became non-executive director of Student Loans Company. Natalie Elphicke was appointed an OBE in the Queen's Birthday Honours 2015 for her services to housing.